Last checked: October 19, 2026 against GitHub / Microsoft’s official pricing and docs pages

GitHub Copilot pricing and AI credits

Q: What are GitHub AI Credits?

The unit Copilot uses to bill AI usage. 1 credit = $0.01, and each plan includes a monthly allowance, for example 1,500 credits on Pro.

Q: Do code completions use AI credits?

No. Code completions and next edit suggestions are unlimited on paid plans.

Q: What happens when I run out of Copilot credits?

Wait for the monthly reset, set a budget for paid usage at $0.01 per credit, or switch to a model that uses fewer credits. On Business and Enterprise, admins decide whether paid usage is allowed.

Short answer

GitHub Copilot bills AI usage in GitHub AI Credits (1 credit = $0.01). Every plan includes a monthly allowance; chat, agent mode, code review, the cloud agent and Copilot CLI draw from it, while code completions stay unlimited on paid plans. Figures come from GitHub’s plans page and docs. Plans covered: Free, Student, Pro, Pro+, Max, Business, Enterprise (checked October 19, 2026).

Prices are US list prices excluding tax, copied from the vendor on October 19, 2026. Vendors change plans often, so follow the source link before you buy. Where a vendor does not state something, we say so instead of estimating.

Plans and prices

Plan	Price	What the vendor says it includes	Source
Free	$0	An allowance of AI credits (size not published), auto model selection only, limited agents, up to 2,000 code completions per month.	source
Student	Free for verified students	An allowance of AI credits (size not published), auto model selection only, unlimited code completions, excludes third-party agents.	source
Pro	$10/month	1,000 base + 500 flex = 1,500 AI credits per month. A selection of models.	source
Pro+	$39/month	3,900 base + 3,100 flex = 7,000 AI credits per month. Access to premium models.	source
Max	$100/month	10,000 base + 10,000 flex = 20,000 AI credits per month. Priority access to premium models.	source
Business	$19 per granted seat per month	1,900 AI credits per user per month, pooled across the organization.	source
Enterprise	$39 per granted seat per month	3,900 AI credits per user per month; requires GitHub Enterprise Cloud.	source

How usage limits work

1 GitHub AI Credit = $0.01. Chat, agent mode, code review, the cloud agent, Copilot CLI, Spaces and Spark use credits. source
Code completions and next edit suggestions do not use credits and are unlimited on every paid plan. source
How many credits an interaction uses depends on the model and the task; a long agent session on a frontier model costs more. source
The flex allotment is variable additional usage on top of the base and may change over time. source
The allowance resets monthly. After that you can wait, set a dollar budget for paid usage at $0.01 per credit, or switch to a cheaper model. source
On Business and Enterprise, licences contribute credits to a shared pool; usage beyond the pool is $0.01 per credit, and admins decide whether paid usage is allowed. source
Budget alerts fire at 75%, 90% and 100% of any configured budget. source

Not published by the vendor

We looked for these on the sources below on October 19, 2026 and did not find them stated:

The size of the AI credit allowance on Copilot Free and Copilot Student (the docs say only "an allowance").
A per-model credit cost per request on the pages we checked.
A fixed chat-request count for Copilot Free. GitHub’s marketing plans page FAQ still says “2000 completions and 50 chat requests”, but the newer GitHub Docs (plans page updated October 15, 2026) replace chat requests with an AI credit allowance and keep only the 2,000 completions cap. We follow the docs.

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